Your Insurance Policy and Earthquakes

If you are a homeowner in the United States, you may think that your homeowners insurance covers you in the event of any major catastrophe that may strike your home. Think again. In the United States earthquake damage to homes is not covered by standard homeowners insurance. Although other forms of insurance cover damage brought on by earthquakes such as car insurance, after examining your homeowner’s insurance policy a little closer, you will likely find that your home is not covered in the event of an earthquake. The presentation of an article on health insurance plays an important role in getting the reader interested in reading it. This is the reason for this presentation, which has gotten you interested in reading it!Accept the way things are in life. Only then will you be able to accept these points on health insurance. health insurance can be considered to be part and parcel of life.In the United States there are certain areas and regions that are more prone to earthquakes. The west coast, for example, lies directly above a major fault line in the Earth causing frequent earthquakes, some of which have been tremendous. California is one state that has been home to a number of disastrous earthquakes throughout history. However, if you do not live on the west coast of the United States do not assume you are free of the danger of earthquakes. Earthquakes can occur anywhere at anytime and on average about 5,000 earthquakes occur in the United States each year. In the past century earthquakes had been registered in 39 of the 50 United States, well over half of the country. Earthquakes measuring at least a 7 on the Richter scale, which measures the magnitude of an earthquake, occurred in both the eastern and central regions of the United States in the 19th century. Earthquakes can range from barely being able to be felt, to shaking the ground so violently that major buildings collapse to the ground. If you happen to be caught in one of the worse earthquakes your home will surely be damaged. The most recent earthquake to cause considerable damage to surrounding areas was in Northridge, California in 1994. The earthquake measured at a 6.7 magnitude on the Richter scale and caused almost twenty million dollars in damage in Northridge and the surrounding towns and cities.